How To Pay Using Your Own Method When Sharing With Family?

Apple Family Sharing allows members to apply gift cards to their own Apple ID, which will be used until the balance is exhausted. Once the balance is exhausted, purchases will be charged to the organizer’s payment method. Organizers can choose between having the main payment method set to their Apple ID account (typically a credit card) or having the payment method set so that all family members can add funds to their account.

When payment sharing is disabled, family members can add their own payment method in iCloud (Apple account) to make app purchases and subscribe to Apple. However, they cannot share purchases without also sharing payment methods. To manage their family’s payment method and track purchases, follow these instructions:

1. Add the family payment method to the family.
2. No option for each person to have their own payment method. However, they can add gift cards to their account, which will remove funds from their gift card first.
3. If you don’t want to pay for purchases of a specific adult family member, you can remove them from your family group or turn off purchase sharing for everyone.

To get around this restriction, create a new Apple ID outside of the Family Sharing group, attach your credit card as payment method, and gift the gift card.

It’s not about the account, but Apple’s decision to now allow adult family members to use their own credit card. While family members cannot have their own payment methods, gift cards can be used to get around this restriction.

In summary, Apple Family Sharing allows members to apply gift cards to their own Apple IDs, but they cannot have their own payment methods. To manage payments, remove family members from the family plan and manually open the App Store app.

Can I Share A Payment Method With My Family?

If you're the family organizer and prefer not to share a payment method, you can disable purchase sharing. This allows you to continue sharing subscriptions like Apple TV+ and Apple Arcade, while requiring each family member to use their own payment method. On Google Play, family managers can set up a shared payment method for purchases across different Android devices. When part of a Family Sharing group, the organizer is responsible for the main payment method, but family members can also add funds to their Apple ID before the organizer's card is charged.

Organizers can either link their credit card to their Apple ID or choose an alternative setup. Though purchase sharing requires a common payment method, there are alternatives, such as using gift cards. In Google Play, family members can use either the shared family payment method or their own, however, family members typically cannot maintain separate methods unless removed from the family group. The organizer must always have one active payment method, and certain purchases, like gifts, cannot be billed to an Apple ID. To manage the family payment method, the organizer must have access to their Google account settings to make changes regarding payment methods.

How Do I Turn Off Shared Payment In Family Sharing?

To manage Apple Family Sharing payments and potentially disable purchase sharing, follow these steps. For iPhone or iPad users, navigate to Settings > (your name) > Family Sharing and tap on Purchase Sharing to turn off Share Purchases with Family. On Mac, go to the Apple menu > System Settings > Family in the sidebar and click on Purchase Sharing to disable it. As the family organizer, if you want members to handle their own purchases, you can stop sharing by accessing the Purchase Sharing settings. You can also change or remove the primary payment method associated with Family Sharing by tapping Edit and using the minus icon next to the card you wish to remove.

If you prefer not to share a payment method with your family group, simply turn off purchase sharing. While Family Sharing requires a shared payment method, you may utilize gift cards as an alternative. If you're considering a complete Family Sharing stop, go back to Settings > (your name) > Family Sharing and select Stop Using Family Sharing. It’s important to remember that family members cannot maintain individual payment methods while attached to a Family Sharing plan.

Can I Let A Family Member Use My Debit Card?

Certain issuers strictly prohibit anyone not named on the debit card from using it. Some banks permit using the card with the account holder's permission, but account holders remain liable for any charges incurred. To allow someone else to use a debit card without breaching agreements, the cardholder can add them as an authorized user, which may be done through online banking or a phone call, although some banks might require in-person verification.

However, risks exist, such as the possibility of the authorized user mismanaging funds or creditors attempting to access the account for debts. Sharing a debit card is often discouraged, and the bank’s terms will indicate whether lending the card is permissible.

Using someone else's debit card requires the cardholder's express consent to avoid legal issues. Some merchants may not accept transactions by unauthorized users. When considering allowing a family member to use a debit card, it's crucial to have clear communication and possibly draft agreements to outline usage.

While it isn't illegal to use another’s debit card with permission, complexities arise if disputes, such as unauthorized charges, occur. Banks may regard it as a breach of trust since the owner consented to share the card. If problems arise, especially concerning family dynamics, seeking legal advice on unauthorized use is advisable to understand one's rights and responsibilities better and avoid future complications. In summary, maintaining accountability and clear communication about debit card usage is essential.

Why Can'T I Use My Card In Family Sharing?

Apple’s Family Sharing feature is subject to US law, which prohibits using debit cards to authenticate electronic consent for children accessing data-collecting services. This restriction affects setting up Family Sharing. The new Apple Card Family allows sharing funds and credit with up to six individuals, including minors, but requires a shared payment method, often leading families to use gift cards as a workaround. Family organizers can disable purchase sharing to avoid sharing payment methods while still sharing subscriptions like Apple TV+ and Apple Arcade.

When part of a Family Sharing group, the organizer holds the primary payment method responsibility. Family members can add funds to their Apple ID, which are used before any credit cards. However, Apple gift cards are tied to individual accounts, meaning they can’t be collectively used in Family Sharing. Apple Cash Family enables younger users in a Family Sharing group to make purchases through Messages or Wallet.

If family members wish to use their own payment methods, they need to turn off purchase sharing and add their own methods. Additionally, the option to add payment is often restricted due to Family Sharing rules, outdated iOS, or regional configurations. Ultimately, only the family organizer can have a payment method on file, necessitating a complete removal from the family plan for those desiring separate payments.

Can You Have Your Own Payment Method On Family Sharing?

When purchase sharing is enabled in Family Sharing, all purchases are charged to the family organizer's payment method. The organizer can update or add a payment method and review purchase history from family members. Family members can add funds to their Apple ID for purchases before charges revert to the organizer's primary method, but cannot use their own payment method if they are subaccounts.

If purchase sharing is turned off, each family member must use their individual payment method. Organizers can manage payment settings and, when necessary, family members can use gift cards or prepaid cards instead of the organizer's credit card.

In Family Sharing, unless explicitly stated otherwise, only the organizer's payment method is billed. However, members can circumvent this limitation by using gift cards. To set up purchase sharing, the organizer must navigate to the Family Sharing settings. If members wish to have their own payment methods, they need to opt out of the Family Sharing plan. Ultimately, the organizer's credit card remains the primary payment method, but members can plan ahead to make personal purchases utilizing their own funds or store credits. The ability to share a credit/debit card depends on the card issuer's policies.

How Do I Share My Purchases?

To enable Purchase Sharing on your Apple devices, open the Settings app, select your name, and navigate to Family Sharing. Turn on Share My Purchases to allow family members to access shared apps, music, and content purchased via the App Store, iTunes, and Apple Books. If you want to control the payment method billed for purchases, ensure to verify the Shared Payment Methods section as this will default to the family organizer's payment method. If you prefer that family members pay for their own purchases, disable purchase sharing.

Additionally, if you possess multiple Apple IDs, you can switch to another account for purchase sharing. Note that purchases can only be shared if payment methods are also shared, though alternatives exist such as adding funds to your Apple ID or using an external account for gifting.

Similarly, with Google Play’s Family Library, purchased apps, games, movies, and e-books can be shared with up to five family members. For sharing past purchases or managing them, you may use the archive option or create a household account. Setting up Family Sharing allows for collective access to subscriptions and media, enhancing the sharing experience among family members.

How Do I Not Pay With Family Sharing?

To disable purchase sharing in Apple Family Sharing, navigate to Settings > (your name) > Family Sharing. Tap on Purchase Sharing and then turn off "Share Purchases with Family." Though Family Sharing necessitates a shared payment method, you can circumvent this by using gift cards that family members can apply to their accounts. If you are the organizer and wish to avoid sharing the primary payment method, simply turn off purchase sharing.

Once purchase sharing is disabled, family members will lose access to shared subscriptions and purchases enabled through Family Sharing. Those aged 13 or older can opt out of the family group independently. For families who wish to keep sharing purchases while managing individual payments, it's recommended to direct members to fund their own accounts.

When using Family Sharing, purchases not covered by store credit will be charged to the shared payment method. To stop sharing purchases, on your iPhone, tap Stop Purchase Sharing; on your Mac, select Turn Off then Stop Purchase Sharing. For added security, consider enabling "Ask to Buy" to manage unauthorized purchases effectively while allowing the use of gift cards for individual funding needs.

Can You Use Apple Pay With Family Sharing?

Apple Cash Family allows children and teens to send and receive money using Messages and Wallet, as well as make purchases through Apple Pay. Parents can establish allowances via recurring payments or send money directly while also monitoring and limiting their children's spending. Family Sharing groups have one organizer responsible for a central payment method, typically a credit card, but can also utilize Purchase Sharing, where individual members pay for their own purchases.

Purchases are charged first to any available credit, such as gift cards, before the main payment method. Although purchases can't be shared without sharing payment methods, family members can add funds to their Apple IDs, which will be used prior to charging the credit card.

Teens under 18 cannot sign up for Apple Cash independently, but Apple Cash Family enables an organizer to manage this. The organizer can invite family members through their Apple IDs to join the Family Sharing plan and set up Apple Cash. Family Sharing supports access to various Apple services, and one adult in the family pays for all group purchases after establishing purchase sharing. Apple Cash and Apple Card can also be used within the Family Sharing structure, allowing parents to monitor finances and provide allowances while keeping accounts separate. Overall, it facilitates digital cash management and spending oversight in a family setting.

How Do I Change My Apple Family Sharing Payment Method?

To manage your Apple Account's payment methods, first, click on Account Settings and enter your email or phone number along with your password if prompted. Under Apple Account Summary, select Manage Payments. You can change the default payment method by dragging it to reorder it. For Family Sharing, the organizer holds the primary payment method, but family members can add funds. If you wish to stop sharing a payment method, turn off purchase sharing to enable individual purchases.

To manually edit your payment method, tap your name and then Payment and Shipping, where you may need to sign in. The first payment method listed is the default for Family Sharing purchases. On a Mac, access System Settings and Family to adjust Purchase Sharing settings.

If your Apple Account is linked to a different country or region, ensure your payment methods match. When using Family Sharing, you might need to add a payment method or remove an old one—make the new one primary first. If you turn off Family Sharing, all members must be removed before you can change the payment method. Finally, for separate billing, consider using an iTunes gift card for purchases.

How Do I Change My Payment Method On Family Link?

To change your family payment method on Google Play, open the Google Play app, tap the profile icon in the top right, and then select "Payments and subscriptions" followed by "Payment methods." You can then choose a new payment method and tap OK. As a family manager, if you haven't set a family payment method, family members must request your approval for purchases.

If you're part of a Family Sharing group, the organizer is responsible for the main payment method. You can add funds or manage payments according to the guidelines. If you don't see the "Change family payment method" option, ensure you've set up a family group in the Family Link app.

To update an existing payment method, select it, edit the details, and enter the security code if prompted. For managing a child’s account in Family Link, navigate to Controls, Account settings, and edit the information as necessary.

To summarize, managing family payment methods on Google Play is a straightforward process involving navigating through the app's settings. Remember to keep your payment information updated to facilitate purchases for all family members.

How Do I Remove Myself From Family Sharing Payment?

To leave an Apple Family Sharing group, access System Settings by selecting the Apple menu , then click on Family Sharing or Family and select your name. From there, click "Stop Using Family Sharing." As a family organizer, you have the authority to remove members or even disband the group. While in a Family Sharing group, the organizer holds the primary payment method for all purchases, although family members can add funds. On an iPhone, navigate to Settings > Family, tap your name, and select "Stop Using Family Sharing." If you want to avoid paying for specific adult family members, you can either remove them from the group or disable purchase sharing. To exit from Apple Card Family, open the Wallet app, tap on Apple Card, then Card Details, and manage your settings from there. Remember, once you leave Family Sharing, you lose access to shared subscriptions and services. Minors over the age of 13 can also remove themselves from the group. If you desire to entirely disband a family group, you can select "Delete family group," but this action is irreversible. For other services like Amazon Household, similar steps apply: go to Manage Your Household and opt to leave.

Who Pays For A Family Member'S Purchases After Purchase Sharing Is Set Up?

In a Family Sharing setup, one adult—designated as the Family Organizer—handles all purchases for others in the group once purchase sharing is activated. This arrangement enables sharing of apps, music, books, and more. When purchase sharing is enabled, the Organizer’s payment method is charged for all purchases made by family members. Members retain ownership of their purchases even after they leave the Family Sharing group, regardless of who initially paid for them.

Unfortunately, it’s not possible to allocate separate funds for each member’s purchases. Purchases first apply any available credits from individual accounts, like gift cards, before charging the Organizer’s credit card.

While sharing purchases also requires sharing payment methods, there are alternatives. Family members can add funds to their Apple ID, using those before the Organizer’s card. If the Organizer prefers not to pay for an adult family member’s purchases, they may either remove them from the group or disable purchase sharing. When activated, the Organizer must maintain a valid payment method, ensuring future purchases are charged accordingly.

Developers are now enabling Family Sharing for in-app subscriptions, enhancing the usability of this feature. Ultimately, this system allows families to save money and manage multiple purchase needs efficiently.