What Is The Sbi Share’S Intrinsic Value?

The intrinsic value of one SBIN stock under the Base Case scenario is 970. 92 INR, compared to the current market price of 838. 95 INR. As of 2024-11-28, the intrinsic value of SBIN. NS is 1, 901. 28 INR, calculated using the Peter Lynch Fair Value model. The current market price is ₹833. 40 (NSE) and ₹834. 30 (BSE) as of 02-Dec-2024 11:54 IST. The price to intrinsic value of 5. 58 book value in the last three years is trending down.

The intrinsic value or fair value is an important metric in fundamental analysis used to take buy/sell decisions in a stock. It is the underlying value or real value of a company and is a crucial metric in fundamental analysis. The current share price of SBI is Rs 847. 65. One can use valuation calculators of ticker to know if SBI share price is undervalued or overvalued.

State Bank of India has an Intellectual Capital (IC), Net Worth (NW), Intrinsic Worth (IW), and Market Cap (MC). The discounted earnings model calculates the intrinsic value of SBIN. NS at ₹2, 085. 67. The fair value of any stock is calculated using different models with Discounted Cash Flow – Free Cash flow, Excess Return Model, and various.

As of 2024-12-02, the intrinsic value of SBIN. NS is estimated at Rs. 247. 34 based on the Median of the 3 historical models. The stock price of SBIN is ₹804. 25, indicating that the intrinsic value of one SBILIFE stock under the Base Case scenario is 1. 007. 45 INR.

In conclusion, the intrinsic value of SBIN stock is a critical metric in fundamental analysis, helping investors make informed decisions about whether to buy or sell a company.

Is State Bank Of India Trading At A Premium?

As of November 22, 2024, the State Bank of India (SBI) is trading at a premium of 230 based on its estimated median intrinsic value. SBI is currently priced at ₹864. 85, reflecting a shift of 0. 63 from its previous closing price, and it has been fluctuating between ₹856. 60 and ₹836. 45. The bank earns its majority revenues from its Retail Banking segment, which is one of its several business divisions, including Treasury and Corporate Banking. The bank reported a 15 premium, indicating strong market performance.

SBI maintains a solid profit growth rate of 98. 7% CAGR over the last five years and has a healthy dividend payout ratio of 18. 1%. Analysts have projected a median price target of ₹1000 within the next 12 months, with estimates ranging from ₹690 to ₹1075. The current price-to-book (P/B) ratio stands at 1. 76, representing a 23% premium compared to its peers. Further financial insights and analysis are available, including futures, options, and detailed balance sheets, aiding investors in their decision-making process. Real-time stock tracking and historical performance reviews for SBI (SBIN) can assist stakeholders in evaluating the bank’s market strategies and fundamentals effectively.

Is State Bank Of India (Sbin) Overvalued Or Undervalued?

State Bank of India (NSE: SBIN) analysis reveals a complex valuation landscape. The current market price is 865. 45 INR, suggesting potential undervaluation. Various intrinsic valuation estimates show divergence: one estimate suggests an intrinsic value of 1, 126. 3 INR, which indicates that the stock is undervalued by 24 INR; another reflects an intrinsic value of 636. 49 INR, marking it overvalued by 20 INR. Key ratios like PE (10. 65) and EV to EBITDA (2.

81) point to undervaluation, contrasting with a trend of the stock being seen as overvalued historically, evidenced by a P/B ratio of 1. 8x against a 10-year median of 1. 2x. Wall Street analysts project an average 1-year price target of 972. 84 INR. Recent performance shows SBIN exceeding the market, with 28. 9% returns over the past year, and stability in share price over the last three months. Despite some fundamental indicators implying undervaluation, the overall assessment suggests SBIN may be overvalued considering historical performance and intrinsic value estimates. For investors, a thorough evaluation of SBIN's financials, industry trends, and growth potential is crucial to determine its true market positioning.

Is SBI Share Undervalued Or Overvalued?

Currently, the valuation ratios of State Bank of India (SBI) indicate that it may be in the overvalued zone when compared to its historical performance. The bank's shares reached a record high of Rs 718. 80, up by 6. 41 in early trading, amidst a broader market correction. While SBI has shown robust quarterly performance with significant year-over-year net profit growth and reduced provisions, comparisons indicate mixed signals on its valuation.

Investors are analyzing whether SBI is overvalued or undervalued under various market scenarios, considering key metrics like the PEG ratio, which indicates that a stock with a ratio above 1 is overvalued.

With SBI's capital adequacy ratio noted and live price information accessible, the current share price stands at Rs 865. 45, which suggests it is undervalued by approximately 12% compared to market valuations. However, some analysts express concern over its price-to-book (P/B) ratio of 1. 8x versus a historical median of 1. 2x, raising questions about its attractiveness as a buying opportunity. SBI's performance remains under scrutiny with analysts projecting a median price target of Rs 1000 in the next year. Therefore, while the stock shows potential, investors should evaluate its positioning carefully.

What Is The Target Price Of SBI Share?

SBI Share Price Live Updates indicate a consensus analyst recommendation of "Buy," with a median price target of ₹1000, suggesting a 17. 21% increase from the current market price. The average target price for SBI is approximately ₹994. 88, reflecting an estimated upside of 18. 60% from the current price of ₹838. 85. For the next 12 months, analysts project a median target of ₹955. 21, with a high estimate of ₹1075 and a low at ₹690. 02. Notably, SBI has surged by ₹196.

79, marking a +30. 65% rise from January 1, 2024, to November 28, 2024. Projections for 2024 suggest a price increase to between ₹842. 33 and ₹850. 97, along with predictions of a potential target range of ₹1800 to ₹2000 based on the company’s solid financial performance and favorable industry outlook. By 2035, share price estimates range between ₹4, 000 and ₹5, 000, driven by strong financial fundamentals and technological advancements. As of December 3, 2024, the share price stands at ₹853.

95, reinforcing analysts’ positive sentiment. Various forecasts spanning from 2024 to 2050 are discussed, highlighting growth expectations and price targets through technical analysis. The current market cap is substantial, with an average volume of 12, 186, 182 shares traded.

Is SBI Good For Long Term?

In a competitive market, the State Bank of India (SBI) advantages from one of the lowest costs of funds (approximately 4. 5%) and an extensive distribution network of 22, 580 branches, positioning it as a leader for growth among Public Sector Undertakings (PSUs). As a large-cap stock with a market capitalization of ₹7, 42, 616. 98 crore, SBI exhibits strong financial metrics, including a revenue growth of 51.

2% and earnings growth of 18. 2%. Looking forward, SBI maintains stable net interest margins for FY24 and estimates credit growth around 14%, despite a projected ₹1, 200 crore increase in wage expenses.

Priced at ₹831, with a P/E ratio of 10. 1 and a significant dividend yield, it's an appealing option for value and income investors. Long-term investors may benefit from holding SBI shares, as the fundamentals appear solid. Analysts recommend purchasing either at current levels or on dips for potential price targets exceeding ₹600-650 within a year, indicating a possible upside of over 13-22%. Predictions for SBI's future stock price suggest a rise to a minimum of ₹1, 185. 35. Ultimately, SBI is viewed as a low-risk investment with substantial growth potential, suitable for patient investors aligning with India's growth trajectory.

Are SBI Cards Overvalued?

The intrinsic value of SBICARD stock is estimated at 1, 236. 16 INR in the Base Case scenario, indicating it is undervalued by approximately 43% compared to the current market price of 700. 60 INR. In other assessments, such as the Bear, Base, and Bull scenarios, similar conclusions about whether the stock is overvalued or undervalued are drawn. Further analysis examines key valuation metrics, providing insights into SBI Cards and Payment Services Ltd.'s performance relative to industry peers. The company is currently facing challenges like high credit costs and shrinking profit margins, which have impacted its stock price and overall profitability.

Despite these challenges, surveys indicate that SBI Card enjoys a strong brand recognition, holding a 100% total awareness and 37% top-of-mind recall among credit card brands. With a P/E ratio of 29. 04, some analysts express concern that the stock may be overvalued. Another valuation method suggests the stock is significantly below fair value. As of the latest update, the consensus indicates that SBI Cards may be fairly valued, yet caution is advised due to anticipated difficulties in the market, warranting investors to consider potential buying opportunities carefully.

What Is The Intrinsic Value Of SBI Bank?

As of December 2, 2024, the intrinsic value of State Bank of India (SBIN) is estimated at ₹2, 085. 67, calculated using the Discounted Cash Flow (DCF) method based on earnings. The bank's current market price is ₹859. 70, indicating that SBIN is undervalued relative to its intrinsic worth, with estimates of underevaluation at about 25%. The valuation analysis includes a base case scenario suggesting an intrinsic value of ₹984. 70, compared to a market price of ₹865.

45, affirming the stock's undervaluation. Factors influencing this DCF valuation encompass book value, free cash flow, growth rates, and terminal value. Moreover, the recent three years reflect a share price increase of 22. 03%. State Bank of India, as the largest public sector bank in India, continues to showcase robust fundamentals in its financial reports, including an Intellectual Capital of ₹1, 046, 137.

00 and a market cap of ₹703, 170. 80. Overall, comprehensive analysis indicates differing intrinsic values based on various models, revealing a stock that could offer significant returns given its current standing in the market.

What Is The Price Target Of SBI In 2025?

SBI Share Price Target for 2025 indicates a strong upward potential for State Bank of India (SBI) shares, which are predicted to reach beyond the ₹1000 mark following Q2 FY2025 results. As of a recent trading session, SBI shares were noted at ₹850, reflecting approximately a 1% gain. An analysis reveals that from January 2024 to December 2024, shares surged by ₹211. 90. Projections for 2025 suggest an increase of 26. 04 to 30. 66, with target estimates ranging from a minimum of ₹986.

92 to a maximum of ₹1, 040. 47. Experts, including Motilal Oswal and Goldman Sachs, recommend holding or buying shares, forecasting prices between ₹910 and ₹1060 for 2025. Some analysts suggest even more optimistic targets of ₹1800 to ₹2000 considering SBI's strong financial indicators. Moreover, predictions indicate an increase to around ₹950 initially, potentially reaching ₹1, 200 by year-end. Future targets for 2035 and beyond display significant growth potential, with estimates reaching ₹2349 to ₹2785 in 2035 and beyond.

Market analysis underscores the company’s robust fundamentals and credit growth expectations, with some financial forecasts estimating share prices to hit between ₹810 to ₹1000 by mid-2025. The outlook remains positive, with strong growth drivers in place for SBI's stock over the coming years. Overall, the sentiment is bullish, reflecting confidence in the bank’s performance and market positioning.

What Is SBI Core Value?

State Bank of India (SBI), the oldest commercial bank in the Indian subcontinent, embodies a legacy of over 200 years and plays a vital role in India's trillion-dollar economy. The bank upholds six core values: Service, Transparency, Ethics, Politeness, Sustainability, and a commitment to innovation and customer-centricity. SBI serves over 50 crore customers through an expansive network of 22, 500 branches, 63, 580 ATMs/ADWMs, and 82, 900 BC outlets. The mission is to excel as a top-rated banking institution while fostering financial inclusion for over 122 million people.

SBI's values encapsulate honesty, integrity, transparent relationships, and a strong focus on client commitment and exceptional customer service. The bank's approach is rooted in ethical practices, professionalism, and efficiency while stressing risk-taking and innovation across its diverse business portfolio. Management is confident in sustaining growth and maintaining asset quality.

As part of its strategic focus, SBI has undertaken initiatives to reshape its operations and enhance service delivery, leveraging technology for improved customer experience. With a vision built on the STEPS framework, SBI continues to strive towards creating value for all stakeholders while reinforcing its mission of excellence in banking services.

What Is The Intrinsic Value Of Sbin Stock?

The intrinsic value of State Bank of India (SBIN) stock varies across different valuation scenarios. Under the Base Case scenario, one SBIN stock has an intrinsic value of ₹974. 73, indicating that it is undervalued as the current market price is ₹812. 20. Additionally, projected values show an intrinsic worth of ₹2, 085. 67 as of December 4, 2024. Using the Peter Lynch Fair Value model, the intrinsic value reaches ₹1, 901. 28, while another calculation suggests a value of ₹984.

7 with the stock currently priced at ₹865. 45. As of December 5, 2024, the intrinsic value is estimated at ₹247. 34 based on the median of three historical models. The Discounted Cash Flow (DCF) method estimates intrinsic values at various stages, including ₹413. 99 based on projected free cash flow. Furthermore, an analysis shows that the stock is undervalued by 24 when the intrinsic value is assessed at ₹1, 126. 30 against a market price of ₹860.

20. Various models indicate SBIN's potential, highlighting its challenge against market price realities while suggesting it may be a worthwhile investment opportunity. The company’s strong historical performance attests to its resilience and market relevance.

What Is The Fair Value Of SBI Bank?

The Peter Lynch Fair Value for the State Bank of India (SBI) today is ₹917. 07, while its current share price is ₹804. 25, resulting in a Price to Fair Value Ratio of 0. 88. On November 12, 2024, SBI's Fair Value was estimated at ₹1, 901. 28. With the market price at ₹847. 65, SBI shows an upside potential of ₹124. 3. As of December 2, 2024, the Intrinsic Value of SBI is estimated at ₹247. 34, derived from the median of various valuation models. The Fair Price of SBI is projected using a Discounted Cash Flow model, revealing that the bank's shares are undervalued when trading above ₹838.

85. The latest stock price data includes a closing price of ₹843. 25, with the day’s high reaching ₹863. 65. SBI's market capitalization stands at ₹762, 117 crores, and its financial metrics indicate robust performance with significant intellectual capital and net worth. Furthermore, SBI's valuation analyses assess the stock's standing under different market conditions, determining whether it is overvalued or undervalued based on future cash flow forecasts. The overall valuation summary suggests that SBI shares are currently undervalued in comparison to their intrinsic and fair values.

What Is The Target Of SBI Stock In Long Term?

State Bank of India (SBI) has an average target price of ₹994. 88, indicating a potential upside of 18. 59% from its recent price of ₹838. 95. Analysts have provided various long-term price targets; currently, estimates suggest an upward trend with expectations for the stock to reach between ₹1, 800 and ₹2, 000 in 2024. By 2035, projections range from ₹4, 000 to ₹5, 000, supported by strong financial health and a favorable industry outlook. Recent technical analysis suggests that SBI's minimum target by the end of 2025 could be ₹986. 92, with a maximum projected at ₹1, 040. 47.

The share price is predicted to surpass ₹1, 000 in the next five years, with a target of ₹722. 65 calculated for 2025. A 5-year return showcases SBI's strong performance with a growth of +200. 59% compared to the SENSEX's +98. 22%. Analysts suggest a median price target of ₹1, 000 for the next 12 months based on detailed projections and past performance. Strength in organizational performance and favorable market trends solidifies SBI as a recommended long-term investment.

The brokerage firm's evaluation sees SBI heading towards a target price of ₹1, 030, aligning with broader banking sector advancements and technological progress. Overall, SBI remains a strong buy based on analyst consensus and growth potential.