How To Give Family Apple Access To Your Payment Method?

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Family Sharing is an Apple service that allows up to six family members to share access to various Apple services such as Apple Music, Apple TV+, Apple News+, Apple Arcade, and Apple Card. The organizer is responsible for having the main payment method for the entire group, but family members can add funds to their account. To change Apple payment methods on an iPhone with Family Sharing, follow these steps:

  1. Go to Apple menu > System Settings, then click Family.
  2. Click Purchase Sharing.
  3. Click your name, then turn on Share My Purchases.
  4. Confirm which payment method will be billed.
  5. If you don’t want to pay for family members’ purchases and subscriptions, you can turn off Purchase Sharing.

To share purchases with other family members, choose Apple menu > System Settings, then click Family.

  1. Click Share My Purchases.
  2. Confirm which payment method will be billed.

Organizers for Family Sharing groups have the choice to set the payment method to their Apple ID account, typically a credit card, or the payment method. If you haven’t set up Family Sharing yet, set it up by going to Apple menu > System Settings, then clicking Family.

To change the default payment method, drag a payment method to reorder it or add another payment method by clicking Add Payment and following the onscreen instructions. To move another card to the top, tap and drag the Move Order icon to move another card to the top.

While Family Sharing cannot use gift cards without a shared payment method, you can use gift cards to get around this restriction. Open the Settings app on your iOS device, tap on your Apple ID at the top of the screen, select “Family Sharing” from the menu, and tap “Get Started”. To change these settings, choose Apple menu > System Settings, click Family in the sidebar, and click Purchase Sharing.

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📹 How to Change Apple Family Sharing Payment Method

In this video, you will learn how to change family sharing payment method. Apple allows users to change payment method at …


How Do I Make A Purchase Sharing Payment
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How Do I Make A Purchase Sharing Payment?

Para activar el uso compartido de compras en Family Sharing, toca tu nombre y luego "Family Sharing", después selecciona "Purchase Sharing" y sigue las instrucciones en pantalla. Para verificar el método de pago que se cobrará, vuelve a tocar "Purchase Sharing" y revisa la información del método de pago compartido, que será el método predeterminado del organizador familiar. Un adulto en la familia, conocido como el organizador, se encarga de pagar por las compras de todos los miembros una vez que se ha establecido el uso compartido de compras.

Esto permite compartir aplicaciones, música, libros y más. Si bien no se pueden compartir compras sin compartir también métodos de pago, se pueden agregar fondos a la cuenta de Apple ID, que se utilizarán antes de cargar la tarjeta del organizador. Los miembros de la familia también pueden hacer compras usando su propio método de pago, si lo desean. En una configuración de Family Sharing, el organizador es responsable de tener el método de pago principal, que generalmente es una tarjeta de crédito, permitiendo así compartir los costos de las compras dentro del grupo familiar. Para administrar los métodos de pago, puedes cambiar, eliminar o agregar tarjetas en un iPhone.

Can I Add Someone Else'S Card To My Apple Pay
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Can I Add Someone Else'S Card To My Apple Pay?

After setting up your Apple Pay account, you can add credit cards, including someone else's with their permission. However, it’s crucial to know that Family Sharing subaccounts cannot have distinct payment methods. For those with an Apple Card, sharing credit limits with Family Sharing members is possible. If you have your mother’s permission, you can add her credit card information to your Apple Pay to make purchases on her behalf. However, using someone else's card without permission constitutes fraud.

Thieves can potentially add your card to their Apple Pay if they have your card details. To prevent unauthorized use, you can suspend or disable payments from your device through your Apple ID account or Find My iPhone. Adding a card to Apple Pay requires specific card information like the name, card number, expiration date, and CVV, ensuring some level of security against fraud.

You can use someone’s credit card in Apple Pay if they authorize you, but without permission, it's illegal. Apple does not verify that the Apple ID name matches the cardholder’s name. While you can add the same card to multiple devices, verification from the bank is usually needed, preventing unauthorized access unless you provide them the required authentication, such as a One Time Passcode. This system provides a balance of convenience and security in digital payments.

How Are Purchases Billed On A Family Sharing Account
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How Are Purchases Billed On A Family Sharing Account?

In a Family Sharing account, certain purchases like gifts, gift cards, and select subscriptions are charged to the primary payment method. Other purchases made using your Apple ID are billed to your own account balance first, utilizing any available credits like gift cards or store credit. Only when these are absent will the charges apply to the Family Sharing account’s credit card. The family organizer manages the main payment method but members can contribute funds to their individual accounts.

When purchase sharing is activated, all new purchases from Apple Books and the App Store default to the organizer’s payment method. If "Ask to Buy" is enabled for children, the organizer retains control over purchases. Family members must be connected through the same Apple ID for sharing to work. The organizer can easily update payment methods and check purchase history to monitor transactions. Purchase sharing allows for collective access to purchased apps, music, and other media but bills everything to the organizer’s account. If family members wish to avoid charges on the organizer’s card, they can add funds to their Apple ID balance. Managing these settings ensures clarity in payments and purchases within the group.

Can I Use My Own Payment Method With Family Sharing Apple
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Can I Use My Own Payment Method With Family Sharing Apple?

You can share subscriptions like Apple TV+ and Apple Arcade within a Family Sharing group, but each member must use their own payment method for purchases. The family organizer maintains the primary payment method, typically linked to their Apple ID account. If the organizer prefers not to cover family members' purchases, they can disable Purchase Sharing, allowing individuals to use their own cards.

When Purchase Sharing is off, family members can use funds from their Apple ID or add gift cards to make purchases. The default payment method for the group will be the first listed credit card, but it can be changed or removed if necessary. It’s important to note that subaccounts cannot have separate payment methods unless sharing is disabled.

Adult family members can make their own purchases while still enjoying shared features like photos and music. Children’s purchases, however, will go through their parents. Overall, managing payment methods within Family Sharing requires some pre-planning, but individual payments for purchases are entirely feasible.

How To Use Different Payment Methods On Family Sharing Apple
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How To Use Different Payment Methods On Family Sharing Apple?

To manage payment methods in Family Sharing on Apple, first, access Account Settings by clicking on your Apple Account email or phone number and entering your password if necessary. Under Apple Account Summary, select Manage Payments next to Payment Information. To change the default payment method, simply drag a payment option to reorder it. For Family Sharing, you can choose to add funds directly to your Apple ID or use Purchase Sharing so each family member pays for their own purchases. To add funds, open the iTunes Store app, tap your Apple ID, and select Add Money to Account. For Purchase Sharing, go to Apple menu > System Settings > Family > Purchase Sharing, select your name, and enable Share My Purchases.

As the Family Organizer, you maintain the primary payment method for the group, although members can add funds to their Apple IDs to cover their purchases before the organizer's credit card is billed. Family Sharing allows up to six members to share subscriptions like Apple Music and iCloud, but family members typically cannot use separate payment methods unless they are removed from Family Sharing.

For purchases, if the family has purchase sharing enabled, transactions will bill to the organizer's chosen payment method. Ensure to verify which payment method is active by checking Purchase Sharing settings. Gift cards or prepaid credits can also be used to maintain a balance without charging the organizer's card.

How To Share Apple Pay With Family
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How To Share Apple Pay With Family?

To set up Apple Card Family, you can share your Apple Card with family members and manage payments and account settings for children aged 13 and older. Access this feature by going to Settings > Family > Share My Apple Card. The option is only available if you have an Apple Card. In a Family Sharing group, the organizer manages the main payment method, while other members can add funds to their accounts. Apple Cash Family enables family organizers to help their children under 18 use Apple Cash as well.

Listening to family needs, Apple allows sharing of purchases while managing payment methods through workarounds, like adding funds to Apple IDs. Apple Card Family also enables two partners to merge credit lines into a single co-owned account, fostering shared financial responsibility and healthy habits.

To manage Apple Family Sharing payments, you can change or add debit/credit cards via an iPhone or Mac. Family members can share access to apps, music, and iCloud storage, benefiting up to six people in one shared group. For set-up, the family organizer can open the Wallet app, select the Apple Card, tap the share button, and follow the onscreen instructions to invite family members.

Can I Share A Payment Method With My Family
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Can I Share A Payment Method With My Family?

If you're the family organizer and prefer not to share a payment method, you can disable purchase sharing. This allows you to continue sharing subscriptions like Apple TV+ and Apple Arcade, while requiring each family member to use their own payment method. On Google Play, family managers can set up a shared payment method for purchases across different Android devices. When part of a Family Sharing group, the organizer is responsible for the main payment method, but family members can also add funds to their Apple ID before the organizer's card is charged.

Organizers can either link their credit card to their Apple ID or choose an alternative setup. Though purchase sharing requires a common payment method, there are alternatives, such as using gift cards. In Google Play, family members can use either the shared family payment method or their own, however, family members typically cannot maintain separate methods unless removed from the family group. The organizer must always have one active payment method, and certain purchases, like gifts, cannot be billed to an Apple ID. To manage the family payment method, the organizer must have access to their Google account settings to make changes regarding payment methods.

Does Family Sharing Work With My Apple ID
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Does Family Sharing Work With My Apple ID?

Family Sharing allows up to six family members to share various subscriptions and purchases without needing to share their Apple IDs. This feature enables sharing of services like Apple Music, iCloud storage, App Store purchases, and more while ensuring that each person maintains their own Apple Account. The organizer of the Family Sharing group can invite family members and manage what is shared, protecting personal information in the process.

It’s important for the organizer to note that any balance on their Apple ID will be used for both their purchases and those of family members, which may not be ideal for all. Family Sharing is especially beneficial for families using multiple Apple devices, as it simplifies access to services while avoiding the complications of shared Apple IDs.

Moreover, with Family Sharing, music, movies, TV shows, and books can be downloaded across multiple devices. Each family member retains their own Apple ID, empowering them to share access to subscriptions and content without compromising personal accounts. Overall, Family Sharing is an efficient way for families to enjoy Apple services together.

Can Family Sharing Subaccounts Have Their Own Payment Methods
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Can Family Sharing Subaccounts Have Their Own Payment Methods?

When Purchase Sharing is disabled in Family Sharing, subscriptions like Apple TV+ and Apple Arcade can still be shared, but each member must use their own payment method. Organizers can choose to either allow their Apple ID account, typically a credit card, to be used for all purchases or require individual family members to pay for their own. When Purchase Sharing is enabled, all purchases made by family members get billed to the organizer’s payment method.

Family members cannot set their own payment methods for Family Sharing subaccounts, except for gift cards. If members add gift cards to their account, funds will be used first from these cards. Apple recommends each family member to maintain their distinct Apple Accounts instead of sharing an Apple Account, ensuring personalization of content and purchases. If a family member leaves the Family Sharing group, they will lose access to shared apps. Although it's not possible to set separate payment methods directly for individual subscriptions, gift cards can be utilized as a workaround.

If you do not want to cover family members’ purchases, turning off Purchase Sharing is an option. Overall, while sharing subscriptions is feasible, financial responsibility rests with users individually when Purchase Sharing is turned off.


📹 How to Change Apple Family Sharing Payment Method (EASY)

Need to update your Apple Family Sharing payment method? You’ve come to the right place! In this tutorial, we’ll guide you …


Freya Gardon

Hi, I’m Freya Gardon, a Collaborative Family Lawyer with nearly a decade of experience at the Brisbane Family Law Centre. Over the years, I’ve embraced diverse roles—from lawyer and content writer to automation bot builder and legal product developer—all while maintaining a fresh and empathetic approach to family law. Currently in my final year of Psychology at the University of Wollongong, I’m excited to blend these skills to assist clients in innovative ways. I’m passionate about working with a team that thinks differently, and I bring that same creativity and sincerity to my blog about family law.

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